There is no annual fee with a Rooms to Go credit card. As a general rule, an appropriate credit score is required and, in most cases, you can be approved for a credit card on the same day you apply. The card can only be used in Rooms to Go. There are better cards to finance large purchases of furniture than the Rooms To Go credit card. We advise you to try one: OR if you want to use CardCruncher to get a list of credit cards that will bring you the most rewards, check out our tool here. The Rooms To Go credit card is a memory card, and most store cards are usually not too heavy to be approved. For this card, we recommend an average credit (630-689) or more for the best admission rates. Founded in 1991, Rooms To Go Corporation is the U.S. independent furniture company #1, home to the largest number of furniture in the country. With more than 150 locations, the company offers stylish furniture at low day prices, original room packages, first-class service and quick delivery. The retailer is also the leader in children`s furniture by Rooms To Go Kids and offers the largest selection of children`s themed room packs in the United States. For more information about the company, see www.roomstogo.com and twitter.com/RoomsToGo. The Rooms To Go credit card is a closed credit card specifically for Rooms To Go.
This means that the card can only be used in Rooms To Go stores. No sign-up bonuses. You don`t get special discounts or incentives if you sign up for the Rooms To Go credit card. The only advantage of owning the card is the interest-free financing period. The Rooms To Go credit card is a way to finance your furniture purchases, but it is riskier than the company`s marketing material would make you believe. If you`re not sure you can pay for your purchase during the deferred interest period, you`d better use a more traditional credit card offering a 0% APR. Since rooms to Go credit card conditions are quite strict and regular RPA is high, anyone who receives one of these cards should make sure to pay for them as quickly as possible. In general, the bedroom credit card should be avoided by most consumers because of its high APR and adverse conditions. As the official credit card of the Rooms To Go furniture chain, the Rooms To Go credit card offers special financing offers for cardholders. But you should read the fine print to make sure you`re optimizing your expenses for most savings. Keep reading to find out if the Rooms To Go credit card is for you. If so, we`ll tell you how to get the most noise for your goat.
Depending on your credit score, a normal credit card may also have a lower APR once the introductory phase is complete. But with a longer introductory period – say 18 months instead of 180 – you`ll be more likely to pay for your furniture purchase before the 0% interest rate has expired, so you don`t have to worry about the interest rate. If you want an ideal card for financing and offering rewards, the Chase Freedom card is the way to go. The RPA is a little higher, indicative at 25.24%, but you get 0% APR for your first 15 months after enrollment. In addition, you can recoup some of the money you spend through Chase`s cash back bonus program.